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Eligibility and Conditions |
40 percent or more (Certificate issued by Chief Medical Officer, Doctor of Community Health Centre/Primary Health Centre will only be valid) |
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Persons with Disabilities of all categories who are the citizens of Uttar Pradesh |
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Such persons with disabilities whose age is 18 years or more but should be less than 60 years |
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Disabled principal loan will be recovered in thirty equal installments at the rate of Rs. 500 / - per quarterly installment after three months of payment.
Persons with Disabilities who are not convicted in any criminal or financial matters and no government money/amount should be payable against them |
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Persons with Disabilities should own 110 sq. ft. of land for shop construction or should be able to buy/take the land of the said area from their resources. |
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The tenant should be given tenure lease for a period of 5 years by the Persons with Disabilities for operation of the shop available to them (Rent and working capital) |
| 2 |
Site selection for Shop Construction/Buying Shop/Taking Shop on Rent |
Urban Area - A place where there is complete possibility of running a business.
Rural Area - A place where there is easy transportation and there is a possibility of running a business. |
| 3 |
Income |
Persons with disabilities whose annual income does not exceed twice the income limit prescribed by the government from time to time to the poverty line. |
| 4 |
Rate |
Amount provided is Rs.20,000/- for shop construction and Rs.10,000/- for the operation of shop/khokha/gumti/hand cart.
- Out of Rs. 20,000/-, Rs. 15,000/- is provided in the form of loan at 4% interest and Rs. 5,000/- is provided as grant.
- Out of Rs. 10,000/-, Rs. 7,500/- is provided in the form of loan at 4% interest and Rs. 2,500/- is provided as grant.
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| 5 |
Application Form |
Under this scheme Persons with Disabilities can apply online through Public Facilitation Centre/Lokvani and can track the updated status of online application. |
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Process of Payment |
Applications will be accepted as per rules based on the principle of first come and first serve and payment will be made in their bank account through e-payment. |
| 7 |
Recovery of Loan |
- The basic loan sanctioned for the construction of the shop will be recovered in thirty equal installments at the rate of Rs. 500/- per quarterly installment after one year of payment of the entire amount of loan and grant.
- The basic loan sanctioned for the purchase of the shop will be recovered in thirty equal installments at the rate of Rs. 500/- per quarterly installment after three months of payment.
- The basic loan sanctioned for the purchase of the Khokha/Gumti/Handcart will be recovered in thirty equal installments at the rate of Rs. 250/- per quarterly installment after three months of payment.
- Interest amount will be recovered after recovery of basic loan sanctioned for construction of shop/ Khokha, Gumti, Handcart. This recovery will be done in 24 equal monthly installments. The beneficiary can also pay a lump sum of the entire amount of interest.
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