1

Eligibility and Conditions

40 percent or more (Certificate issued by Chief Medical Officer, Doctor of Community Health Centre/Primary Health Centre will only be valid)

Persons with Disabilities of all categories who are the citizens of Uttar Pradesh

Such persons with disabilities whose age is 18 years or more but should be less than 60 years

• Disabled principal loan will be recovered in thirty equal installments at the rate of Rs. 500 / - per quarterly installment after three months of payment.

Persons with Disabilities who are not convicted in any criminal or financial matters and no government money/amount should be payable against them

Persons with Disabilities should own 110 sq. ft. of land for shop construction or should be able to buy/take the land of the said area from their resources.

The tenant should be given tenure lease for a period of 5 years by the Persons with Disabilities for operation of the shop available to them (Rent and working capital)

2

Site selection for Shop Construction/Buying Shop/Taking Shop on Rent

Urban Area - A place where there is complete possibility of running a business.
Rural Area - A place where there is easy transportation and there is a possibility of running a business.

3

Income

Persons with Disabilities whose annual income does not exceed twice the income limit

4

Rate

Amount provided is Rs.20,000/- for shop construction and Rs.10,000/- for the operation of shop/khokha/gumti/hand cart.

• Out of Rs. 20,000/-, Rs. 15,000/- is provided in the form of loan at 4% interest and Rs. 5,000/- is provided as grant.
• Out of Rs. 10,000/-, Rs. 7,500/- is provided in the form of loan at 4% interest and Rs. 2,500/- is provided as grant.

5

Application Form

Under this scheme Persons with Disabilities can apply online through Public Facilitation Centre/Lokvani and can track the updated status of online application.

6

Process of Payment

Applications will be accepted as per rules based on the principle of first come and first serve and payment will be made in their bank account through e-payment.

7

Recovery of Loan

• The basic loan sanctioned for the construction of the shop will be recovered in thirty equal installments at the rate of Rs. 500/- per quarterly installment after one year of payment of the entire amount of loan and grant.
• The basic loan sanctioned for the purchase of the shop will be recovered in thirty equal installments at the rate of Rs. 500/- per quarterly installment after three months of payment.
• The basic loan sanctioned for the purchase of the Khokha/Gumti/Handcart will be recovered in thirty equal installments at the rate of Rs. 250/- per quarterly installment after three months of payment.
• Interest amount will be recovered after recovery of basic loan sanctioned for construction of shop/ Khokha, Gumti, Handcart. This recovery will be done in 24 equal monthly installments. The beneficiary can also pay a lump sum of the entire amount of interest.